Living in Utah, drivers are required to carry both no-fault and liability insurance to pay for medical costs or property damage after a car accident. Utah must have insurance on your vehicle if you are a Utah resident or a non resident who has been in the state for at least 90 days.
Commercial Auto policy
Personal Auto Policy?
If you are using your vehicle for business purposes, like pizza or newspaper delivery, catering, door-to-door consulting service, landscaping or snowplowing service, logging business, day care/church retreat van service and/or farm-to-market delivery, you might need a commercial auto insurance policy.
Classic & Antique Insurance
An antique auto policy is generally for a car that is 25 or more years old and is maintained primarily for use in exhibitions, club activities, parades or similar events. Much like insuring your everyday car, insuring your antique car means you’ll enjoy discounts and benefits you may not find with other companies.
In Utah, it is required to obtain motorcycle liability insurance to help cover costs associated with property damages and bodily injuries suffered by others in an accident for which you are found at fault. You can also add to your policy comprehensive and collision to cover any damages inquired by your motorcycle.
If you are found driving without an insurance policy in the State of Utah, you may have to pay fines and get your license suspended. When this happens, the state authorities require you to have something to prove that you keep an insurance policy for a specific period. That is when you need to apply for SR-22 insurance.